Fair Housing Compliance Statement

1.Our Commitment

Praedium fully supports and is committed to compliance with:

• The Fair Housing Act (42 U.S.C. 3601-3619)
• The Equal Credit Opportunity Act
• Title VI of the Civil Rights Act of 1964
• Section 504 of the Rehabilitation Act of 1973
• The Americans with Disabilities Act (ADA)
• All applicable state and local fair housing laws
• NAR Code of Ethics Article 10

We believe that everyone deserves equal access to housing opportunities regardless of their background.

2.Protected Classes

Federal Fair Housing Act

The Fair Housing Act prohibits discrimination in housing based on:

• Race
• Color
• National Origin
• Religion
• Sex (including gender identity and sexual orientation)
• Familial Status (families with children under 18)
• Disability (physical or mental)

State and Local Protections

Many states and localities extend protections to additional classes, which may include:

• Age
• Marital Status
• Source of Income
• Military/Veteran Status
• Citizenship/Immigration Status
• Ancestry
• Genetic Information
• Political Affiliation
• Domestic Violence Victim Status

Users are responsible for complying with all applicable federal, state, and local fair housing laws in their jurisdiction.

3.Prohibited Conduct

Users of the Praedium platform shall NOT:

3.1 Discriminatory Marketing

• Create property listings that indicate preference or limitation based on protected class
• Use language that discourages certain groups from inquiring
• Target or exclude advertising based on protected characteristics
• Include discriminatory photos or imagery in listings

Examples of Prohibited Language:

• “Perfect for young professionals” (age discrimination)
• “Ideal for singles or couples” (familial status discrimination)
• “Walking distance to [specific religious institution]” (religious preference)
• “English speakers only” (national origin discrimination)
• “No children” or “Adults only” (familial status discrimination)

3.2 Discriminatory Screening

• Apply different qualification criteria based on protected class
• Ask questions designed to identify protected class membership
• Refuse to work with clients based on protected characteristics
• Steer clients toward or away from properties based on protected class

3.3 Discriminatory Service

• Provide different levels of service based on protected class
• Fail to show available properties to qualified prospects
• Quote different terms, conditions, or prices based on protected class
• Delay or obstruct transactions based on protected characteristics

3.4 Disability Discrimination

• Refuse reasonable accommodations for persons with disabilities
• Refuse reasonable modifications to housing units
• Fail to design and construct accessible multifamily housing
• Inquire about the nature or severity of a disability

4.Platform Features and Fair Housing

4.1 Listing Data

• MLS listing data displayed through Praedium must comply with fair housing laws
• Users may not add discriminatory notes or descriptions to listings
• Property descriptions should focus on property features, not desired occupant characteristics

4.2 CRM and Contact Management

• Contact records should not include notes about protected characteristics for discriminatory purposes
• Lead scoring or prioritization must not be based on protected class
• Communication templates must not contain discriminatory language

4.3 Marketing and Communications

• Email templates and marketing materials must comply with fair housing guidelines
• Automated communications must not target or exclude based on protected class
• All advertising must be reviewed for fair housing compliance before distribution

4.4 AI-Generated Content

• AI-generated property descriptions, emails, or marketing content must be reviewed for fair housing compliance before use
• Users are responsible for ensuring AI-generated content does not contain discriminatory language
• Report any AI outputs that appear to violate fair housing principles

5.User Responsibilities

All users of the Praedium platform agree to:

5.1 Comply with Fair Housing Laws

• Follow all applicable federal, state, and local fair housing laws
• Stay current on fair housing requirements through continuing education
• Apply consistent, non-discriminatory criteria in all transactions

5.2 Use the Platform Appropriately

• Not use platform features to discriminate against protected classes
• Review all content (including AI-generated content) for compliance
• Report observed violations to Praedium and appropriate authorities

5.3 Maintain Professional Standards

• Adhere to NAR Code of Ethics and applicable professional standards
• Complete required fair housing training as mandated by licensing authorities
• Promote fair housing within your brokerage and community

5.4 Display Fair Housing Notices

• Include the Equal Housing Opportunity logo in advertising as required
• Display required fair housing posters in offices
• Provide fair housing information to clients as required

6.Praedium’s Responsibilities

6.1 Platform Design

• Design features that promote equal access and opportunity
• Avoid building tools that could facilitate discrimination
• Review AI and automated features for potential bias

6.2 Content Moderation

• Monitor for discriminatory content where feasible
• Respond to reports of fair housing violations
• Remove or disable content that violates fair housing principles

6.3 User Education

• Provide resources on fair housing compliance
• Communicate fair housing expectations to users
• Update guidance as laws and best practices evolve

6.4 Reporting and Cooperation

• Cooperate with fair housing investigations as required by law
• Report patterns of discrimination observed on the platform
• Work with fair housing organizations to improve practices

7.Reporting Violations

7.1 Reporting to Praedium

If you observe fair housing violations on the platform, report them to:

Email: compliance@praediuminsights.com
Subject: Fair Housing Violation Report

Include:

• Description of the violation
• User or account involved (if known)
• Screenshots or documentation
• Your contact information

7.2 Reporting to Authorities

Fair housing violations can also be reported to:

U.S. Department of Housing and Urban Development (HUD)

• Online: www.hud.gov/fairhousing
• Phone: 1-800-669-9777
• TTY: 1-800-927-9275

State and Local Fair Housing Agencies

• Contact your state’s civil rights division
• Many areas have local fair housing councils

National Fair Housing Alliance

• www.nationalfairhousing.org
• Referrals to local fair housing organizations

7.3 Whistleblower Protection

• Praedium will not retaliate against users who report fair housing concerns in good faith
• Retaliation for reporting discrimination is prohibited by law

8.Enforcement

8.1 Investigation

Praedium will investigate reported violations and take appropriate action, which may include:

• Warning and education
• Content removal
• Feature restrictions
• Account suspension
• Account termination
• Reporting to appropriate authorities

8.2 User Accountability

Users remain fully responsible for their own fair housing compliance. Praedium is a technology platform and does not:

• Review every listing or communication for fair housing compliance
• Guarantee that all content complies with fair housing laws
• Assume liability for user violations

8.3 Legal Consequences

Fair housing violations may result in:

• Civil penalties up to $100,000+ for repeat violations
• License suspension or revocation
• Professional association sanctions
• Private lawsuits and damages
• Criminal penalties in extreme cases

9.Fair Housing Resources

9.1 Training and Education

• NAR Fair Housing Training: www.nar.realtor/fair-housing
• HUD Fair Housing Training: www.hud.gov/program_offices/fair_housing_equal_opp
• State Association of REALTORS courses

9.2 Guidelines and Best Practices

• NAR Fair Housing Handbook
• HUD Fair Housing Advertising Guidelines
• State-specific fair housing guides

9.3 Fair Housing Organizations

• National Fair Housing Alliance: www.nationalfairhousing.org
• Local fair housing councils and organizations
• State civil rights divisions

10.Equal Housing Opportunity

Praedium Insights LLC supports the Fair Housing Act and affirms our commitment to equal housing opportunity.

11.Statement Updates

Praedium may update this Fair Housing Compliance Statement to reflect changes in law, best practices, or platform features. Updates will be communicated through the Services or via email.

12.Contact Information

For fair housing questions or concerns:

Compliance:
Email: compliance@praediuminsights.com

General Support:
Email: support@praediuminsights.com

Company:
Praedium Insights LLC

This Fair Housing Compliance Statement supplements and is incorporated into the Software as a Service Subscription Agreement, Terms & Conditions, and Acceptable Use Policy.

Fair housing is not just the law — it’s the right thing to do.